Effective Date: 27 May 2025

MoneyMart Asia, operated by MMA FINTECH SDN BHD (202501012308 / 1613722-W), respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, share, and safeguard your information when you use our platform.

By using our services, you agree to the collection and use of your information in accordance with this Privacy Policy.

1. Information We Collect

- Personal Information: Your name, contact details, MyKad/IC number, and other identification data necessary to verify your identity.
- Financial Information: Income details, credit history, bank account data, and loan-related information for matchmaking and processing purposes.
- Usage Data: Interactions with our platform, such as pages visited, time spent, and features used.
- Device Information: Technical data such as IP address, browser type, device type, and operating system.

2. How We Use Your Information

- Facilitate Borrowing & Lending: Share relevant personal and financial details with licensed lenders to present suitable loan offers.
- Enhance User Experience: Improve platform functionality, performance, and content relevance using usage and device data.
- Communicate With You: Send updates, notifications, and customer support messages related to your account or activity.
- Comply with Laws: Fulfil legal or regulatory obligations, including anti-fraud and risk checks.

3. Data Sharing & Disclosure

We do not sell or rent your personal data. However, we may share your information in the following circumstances:
- With Lenders & Financial Partners: To process your loan application or present matched offers.
- With Trusted Service Providers: Including cloud hosting providers, payment processors, analytics services, and IT support, under strict confidentiality.
- For Legal or Regulatory Compliance: Where required by law, regulation, legal process, or to protect the rights of MoneyMart Asia, its users, or the public.

4. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your data. However, while we strive to use commercially acceptable means to protect your information, no method of transmission or storage is completely secure.

5. Data Retention

Your personal data is retained only for as long as necessary to:
- Fulfill the purposes outlined in this Privacy Policy;
- Comply with applicable laws and financial regulations;
- Resolve disputes or enforce our legal agreements.

6. Your Rights Under PDPA

You have the right to:
- Access & Correct Your Data: Request access to or correction of your personal information.
- Withdraw Consent: Revoke your consent for any processing that relies on it.
- Request Deletion: Ask for your data to be erased, subject to legal limitations.

To exercise any of your rights under the Malaysian Personal Data Protection Act 2010 (PDPA), please contact us at:
📧 info@moneymart.asia

7. Cookies & Tracking Technologies

We use cookies and similar technologies to:
- Improve platform functionality;
- Understand how users interact with the platform;
- Provide relevant marketing messages and loan suggestions.

You may disable cookies in your browser settings, though this may affect your experience.

8. Third-Party Links

Our platform may contain links to third-party websites. Please note that their privacy practices may differ from ours, and we are not responsible for the content or security of such external sites.

9. Updates to This Privacy Policy

We may revise this Privacy Policy from time to time. The latest version will always be available on our platform. Continued use of the platform after updates means you accept the revised terms.

10. Consent

By accessing our platform or submitting any personal data to MoneyMart Asia, you provide your express consent to the collection, use, processing, and disclosure of your personal information as outlined in this Privacy Policy, in accordance with the Malaysian Personal Data Protection Act 2010.

11. Contact Us

If you have any questions or would like to exercise your data rights, please contact us:
📧 info@moneymart.asia
📱 +60 17 215 5337 (WhatsApp)