Privacy Policy

Effective Date: 18 September 2026

1. About This Privacy Policy

MoneyMart Asia (“MMA”, “we”, “us” or “our”) is operated by MMA FINTECH SDN. BHD. (202501012308 / 1613722-W). We respect your privacy and are committed to handling personal data responsibly and in accordance with applicable Malaysian data protection laws, including the Personal Data Protection Act 2010 and its amendments (“PDPA”). This Privacy Policy explains what personal data we collect, how we use and disclose it, how long we may retain it, and the choices and rights available to you.

2. Personal Data We May Collect

Depending on how you interact with MoneyMart Asia, we may collect:

Personal and identification information
Your name, contact details, date of birth, MyKad/identification information and other information required to identify or communicate with you.

Financial and application information
Information such as income, employment, financial commitments, requested financing amount, bank or financial information, credit-related information and other details provided in connection with a financial application.

Communication information
Information contained in communications with us through WhatsApp, telephone, email, forms or other available channels.

Usage and technical information
Information about how you use our website or services, including pages visited, interactions, IP address, browser, device and operating-system information.

Other information you provide
Any other personal data you voluntarily provide when using our services, tools, promotions, surveys or other features.

3. How We May Use Your Personal Data

We may process your personal data for purposes including:

• providing and operating MoneyMart Asia's services;

• assessing and facilitating potential matches with participating licensed lenders or other financial service providers;

• submitting or facilitating applications where requested by you;

• communicating with you regarding applications, enquiries, account activity or customer support;

• identifying financial products, services or offers that may be relevant to you;

• informing you about new or existing MoneyMart Asia services, features and tools;

• informing you about relevant offers, promotions or opportunities from MoneyMart Asia or participating partners, subject to applicable consent and marketing requirements;

• improving our platform, services, user experience and content;

• conducting analytics, research and service development;

• preventing fraud, misuse or security incidents;

• complying with applicable laws, regulations and lawful requests; and

• establishing, exercising or defending legal rights.

  
  

4. Matching With Current and Future Participating Partners

Where permitted by applicable law and consistent with the purposes and permissions communicated to you, MoneyMart Asia may use information you have provided to identify financial solutions that may be relevant to you. This may include opportunities from:

• participating licensed lenders available when you submit an application;

• lenders or financial service providers that subsequently participate on the MoneyMart Asia platform; and

• new financial solutions or services introduced by MoneyMart Asia from time to time.

Where your personal data needs to be disclosed to a third party for a new purpose that requires additional consent, we will obtain such consent where required by law.

5. Marketing and Promotional Communications

Subject to applicable law and your communication preferences, we may contact you about relevant:

• financial products and services;

• offers from MoneyMart Asia or participating partners;

• promotions and campaigns;

• new platform features or services; and

• educational or financial content.

Marketing communications may be delivered through channels such as email, telephone, SMS, WhatsApp or other electronic communications where permitted. You may withdraw your consent to direct marketing or ask us to stop sending marketing communications at any time by following the opt-out instructions provided in the communication or contacting us.

Opting out of marketing will not prevent us from sending necessary service or transactional communications relating to an existing application, enquiry or service.

6. When We May Share Personal Data

We do not sell or rent your personal data. We may disclose personal data where reasonably necessary to:

Participating lenders and financial service providers
To assess, match, facilitate or process financial products, applications or offers relevant to you.

Service providers
Companies that help us operate our business and platform, including cloud hosting, communications, analytics, technology, security and professional-service providers.

Business and strategic partners
Where required to provide a service, promotion or opportunity you have requested or agreed to participate in.

Regulators, authorities and legal parties
Where required or permitted by applicable law, regulation, legal process or for the protection of legal rights.

Corporate transactions
Where MMA is involved in a merger, acquisition, financing, restructuring, sale of assets or similar corporate transaction, subject to applicable legal and confidentiality requirements.

7. Automated Processing and Profiling

MoneyMart Asia may use technology to help organise, analyse or match information, including to identify potentially relevant financial solutions or improve our services. Where automated processing or profiling is used in a manner regulated by applicable law, we will apply the appropriate safeguards and respect applicable rights.

MoneyMart Asia does not make lenders' final credit or loan-approval decisions. Participating lenders independently determine their own eligibility and approval criteria.

8. Cookies and Analytics

We may use cookies and similar technologies to:

• operate and improve our website;

• understand how visitors use our services;

• measure platform and marketing performance;

• remember preferences; and

• provide relevant content or marketing where permitted.

You may manage cookies through your browser or other controls made available by us. Disabling certain cookies may affect some website functionality.

9. Data Security

We use reasonable administrative, technical and organisational safeguards designed to protect personal data against loss, misuse, unauthorised access, disclosure, alteration or destruction. However, no electronic transmission or storage method can be guaranteed to be completely secure. Where a personal data breach occurs, we will take appropriate action in accordance with applicable legal and regulatory requirements.

10. Data Retention

We retain personal data only for as long as reasonably necessary for the purposes for which it was collected, including to:

• provide our services;

• facilitate current or relevant future financial opportunities where permitted;

• maintain appropriate business and transaction records;

• comply with legal and regulatory requirements;

• prevent fraud or misuse; and

• resolve disputes or enforce legal rights.

When personal data is no longer reasonably required, we will take appropriate steps to delete, anonymise or otherwise dispose of it in accordance with applicable requirements.

11. Cross-Border Processing

Some of our service providers or technology infrastructure may process or store personal data outside Malaysia. Where personal data is transferred outside Malaysia, we will take appropriate steps to ensure that the transfer is handled in accordance with applicable Malaysian data protection requirements.

12. Your Rights

Subject to applicable law, you may have rights to:

• request access to personal data we hold about you;

• request correction of inaccurate or incomplete information;

• withdraw consent where processing relies upon consent;

• object to or prevent certain processing, including direct marketing;

• request deletion where applicable and subject to legal or regulatory retention requirements; and

• exercise other rights available under applicable Malaysian data protection law.

To exercise these rights, contact us using the details below.

13. Third-Party Websites and Services

MoneyMart Asia may contain links to or facilitate access to third-party websites and services. Those parties operate independently and may have their own privacy policies and data-handling practices. We encourage you to review their policies before providing personal data directly to them.

14. Changes to This Privacy Policy

We may update this Privacy Policy as our services, technology, partnerships or applicable requirements evolve. The latest version will be published on our website with its effective date. Where appropriate, we may notify users of material changes through available communication channels.

15. Contact Us

For questions about this Privacy Policy, your personal data or your data-protection rights, please contact:

MMA FINTECH SDN. BHD.
Email: info@moneymart.asia
WhatsApp: +6011 2851 7715