MONEYMART ASIA FINANCIAL TOOLS
DSR Calculator
See how your monthly commitments compare with your income and get a clearer view of your debt service ratio.
Available Today
Budget Planner
Build a simple monthly plan around your income, essential spending, goals and the things you enjoy.
Available Today
Emergency Fund
Work out a realistic safety net based on your essential costs, your priorities and the pace that feels doable.
Coming Soon
Salary Planner
Map your take-home pay against commitments, savings and day-to-day spending so every ringgit has a purpose.
Coming Soon
Credit Card Calculator
Estimate how interest, repayments and balances can affect the cost of a credit card over time before you make a decision.
Coming Soon
FINANCIAL TOOL #1
DSR Calculator
Current DSR
22.50%
Status
Comfortable
Remaining debt capacity
RM 3,000.00
Estimate only. Final lending assessments may include additional policy and affordability checks.
Your DSR is the percentage of your gross monthly income used for ongoing debt payments, such as personal loans, car loans, housing finance and credit card commitments. A lower DSR can make it easier to manage your monthly cash flow. This calculator is a planning guide only and does not represent a lending decision or guarantee of approval.
FINANCIAL TOOL #2
Budget Planner
Total allocated
RM 5,200.00
Remaining budget
RM 800.00
Status
Money remaining
Allocation percentages
Needs: 50.0%
Wants: 20.0%
Goals: 16.7%
This planner is an estimate to help structure your monthly budget.
A monthly budget helps you give each ringgit a purpose before it is spent. The familiar 50/30/20 approach can be a useful starting point: needs, wants and savings or debt repayment. Treat it as a flexible guide and adapt the categories to your own commitments, priorities and financial goals.
Explore our free financial tools, learn at your own pace and apply only when you are ready.